NO FLOOD INSURANCE REQUIRED, HIGH AND DRY. Embrace the Crystal Beach lifestyle in this mid-century inspired bungalow where resort-style outdoor living meets everyday comfort. Just one block from the Gulf, with water views from you front patio and directly across from a scenic park with a brand-new pier. This rare four-bedroom, three-bath home sits safely outside the flood zone and has remained untouched through recent storms. Zoned for A rated Palm Harbor School District. Blending clean design with natural textures, the interior captures a warm, modern feel that's both inviting and low-maintenance. Thoughtful updates: including new impact windows, dual-zone air conditioning with a recently replaced main unit, and updated mechanicals. Outside, the home unfolds into a private, spa-like retreat. The front and back yards have been fully reimagined with dog-friendly turf, stone hardscaping, and a heated pool and spa that flow together through a river-run spillway beneath an arched bridge. The setting is anchored by a stone fireplace lounge, surrounded by lush greenery and ambient lighting that transforms the space into a true boutique-style resort. A flexible fourth bedroom with its own ensuite bath adds versatility. It is ideal for a home office, guest suite, or quiet studio tucked apart from the main living areas. Set in the golf-cart-friendly community of Crystal Beach, known for its laid-back rhythm and local charm, you're just steps from the famous Pinellas Trail and home to the best sunsets in Pinellas County. It's a rare blend of style, serenity, and freedom - with no HOA. One visit and you'll see why this property feels equally at home as a hidden getaway or a family haven along Florida's most charming stretch of coastline.