PRICE IMPROVED TO $464,000! LAKEFRONT LIVING ON LAKE JO ANN IN LAND O' LAKES, FLORIDA! PRIVATE DOCK, BREATHTAKING WESTERN SUNSETS, EXPANSIVE SCREENED LANAI, OVERSIZED FENCED BACKYARD, NEW 2026 ROOF & NO HOA OR CDD! THE LAKEFRONT LIFESTYLE YOU'VE BEEN DREAMING OF IS RIGHT HERE! Imagine waking up to peaceful water views, spending your afternoons enjoying the lake, and ending each day with spectacular WESTERN SUNSETS from your own backyard! This 3-BEDROOM, 2-BATHROOM WATERFRONT HOME offers an opportunity to own a piece of Florida paradise on beautiful LAKE JO ANN, complete with a PRIVATE DOCK, generous outdoor living spaces, and the freedom of NO HOA, NO CDD, and desirable FLOOD ZONE X! IT'S ALL ABOUT THE WATERFRONT LIFESTYLE! From the moment you enter, your eyes are drawn through the open-concept living area toward the sparkling lake beyond. The inviting living room features a TONGUE-AND-GROOVE WOOD CEILING (2024), a charming WOOD-BURNING FIREPLACE with stone tile surround, and abundant natural light. The kitchen offers a breakfast bar and opens to the dining and living areas, creating a comfortable space for everyday living and gathering with friends. Wood and tile flooring add warmth and character throughout. AN INCREDIBLE INDOOR-OUTDOOR CONNECTION! Sliding glass doors from the LIVING ROOM AND ALL THREE BEDROOMS open directly to the EXPANSIVE COVERED, SCREENED WRAPAROUND LANAI! Whether you're enjoying morning coffee, relaxing with a book, entertaining friends, or watching the sun disappear over the water, this outdoor living space offers a front-row seat to Florida lakefront living. YOUR BACKYARD. YOUR DOCK. YOUR WATERFRONT RETREAT! Step outside to an OVERSIZED FENCED BACKYARD with room to enjoy the outdoors. Follow the yard to your PRIVATE DOCK (2022), featuring composite decking and handrails overlooking LAKE JO ANN. Imagine afternoons spent fishing, kayaking, or simply unwinding beside the lake. And when evening arrives, prepare for the real show: BREATHTAKING WESTERN SUNSETS reflecting across the water! BIG-TICKET IMPROVEMENTS ALREADY COMPLETED! This home offers valuable updates, including a BRAND-NEW ROOF (2026), HVAC SYSTEM (2024), TONGUE-AND-GROOVE WOOD CEILING (2024), PRIVATE DOCK (2022), DOUBLE-PANE SLIDING GLASS DOORS (2020), FRESH INTERIOR PAINT (2026), and NEW WASHER (2026). These improvements provide a great starting point for buyers who want to enjoy the waterfront setting while adding their own personal style and cosmetic touches over time. NO HOA! NO CDD! FLOOD ZONE X! Enjoy waterfront property without HOA or CDD restrictions. The home is located in FLOOD ZONE X, where flood insurance is generally not required by most mortgage lenders. With a spacious fenced backyard, private dock, and lake views, this property offers features difficult to find at this price point. A WATERFRONT OPPORTUNITY WITH ROOM TO MAKE IT YOUR OWN! Whether you're searching for a primary residence, a Florida lakefront getaway, or a property where you can create your own waterfront retreat, this home offers the setting, outdoor space, and potential to bring your vision to life. NOW OFFERED AT $464,000! If you've been searching for a LAKEFRONT HOME IN LAND O' LAKES with a PRIVATE DOCK, WESTERN SUNSET VIEWS, NO HOA, NO CDD, and major improvements already completed, this LAKE JO ANN property deserves a closer look! SCHEDULE YOUR PRIVATE SHOWING TODAY AND DISCOVER THE POSSIBILITIES OF FLORIDA WATERFRONT LIVING!