No HOA. Assumable Loan. 2 Years New. That is the kind of combination buyers do not see every day. Welcome to this beautifully maintained 3-bedroom, 2-bath home in Marion Oaks, built just 2 years ago and move-in ready. No tired updates. No renovation headaches. No HOA breathing down your neck. Inside, you get the open-concept layout today's buyers want, with a modern kitchen that flows directly into the dining and living areas. Whether you are hosting friends, enjoying a quiet night in, or simply wanting a home that feels open, clean, and easy to live in, this floor plan delivers. The private primary suite gives you the space to unwind, complete with an en-suite bath and generous closet space. The additional bedrooms provide flexibility for guests, work-from-home space, hobbies, or storage. Set in the growing Marion Oaks area, this home gives you the best of both worlds: a peaceful neighborhood setting with shopping, dining, schools, medical facilities, parks, and major roadways still within easy reach. And here is the part that makes this one especially worth a closer look: the home has an assumable loan. For the right buyer who qualifies, that could be a major advantage in today's market. Whether you are looking for your first home, your next home, a lower-maintenance lifestyle, or a smart investment opportunity, this Marion Oaks property checks the boxes that matter: newer construction, no HOA, modern living, and a financing feature most homes simply do not provide. Homes with this combination do not sit quietly in the background. Schedule your showing and see why this one deserves your attention.